The Culture of Money vs Financial Independence with Becky Heptig

Welcome back to the Micro Empires Podcast! I’m your host, Jennifer Ives Grimson. Is 50 too late to start your path to FI? No! Becky Heptig, owner of startedat50.com, and her husband found themselves in debt and with no savings at the age of 50. When they realized they couldn’t live this way anymore, they turned it around and retired EARLY!

If you’re tired of the typical culture of money and want to turn it all around to achieve Financial Independence no matter where you are in life, this is their story!

 

Note: Today’s episode was previously recorded last November of 2019

[00:01 – 04:55] Opening Segment

  • I share the importance of today’s topic
    • The culture of money and Financial Independence 
  • I introduce Becky to the show

[04:56 – 13:18] Becky’s Wake Up Call

  • Becky shares a bit about her journey
    • Drifted through life financially 
    • Engaging in typical American Consumerism
    • Becky realized she didn’t have enough to save after having to cut her salary
  • Becky talks about how her family hit rock bottom
    • Moved to Boston for her husband’s job
    • Returned to Texas in worse shape after her husband was laid off his job
    • Sold off their liabilities 
    • No safety net 
  • Becky realized this couldn’t continue 

[13:19 – 24:59] Shifting the Culture of Money

  • Becky shares about the steps they took 
    • Becky’s husband closes his business 
  • I share my thoughts on the culture of money 
  • Becky talks about the change of mindset they had 
    • Realizing the things you think you need to do are not that important
    • She started listening to Dave Ramsey
    • Changing the mindset of consumption 
    • Based on financial principles on biblical principles 
  • How the situation turned around
    • Becky’s husband got a job paid in bonuses 
    • Using her new financial knowledge to manage the new income

 

[25:00 – 38:20] From Digging Out to Growing

  • I talk about how Becky’s story can relate to everyone
    • It doesn’t take a lot of money to make a difference
  • How Becky dug out
    • First learned frugality and saving 
    • Changed spending habits completely 
    • Took their money to an Edward Jones advisor 
    • Began investing  
  • How Becky began to grow
    • Becky realized they can use their knowledge and add to it
    • Moved their money to Vanguard where they learned more financial tips 
    • Listening to ChooseFI Podcast
    • The pain was useful and profitable
  • I share my final thoughts on this topic

[38:21 – 49:03] Closing Segment

  • Favorite resource?
  • What is the best piece of advice you’ve ever gotten?
    • To be sure to live life while you’re on your path to FI (Financial Independence)
  • Becky’s advice to those in debt
    • Spend some time to figure out where you are
    • Forgive yourself 
    • Get a mentor and accountability
    • Formulate a plan and move forward 
  • We briefly talk about the value of budgeting 
  • Final words from me and Becky

 

Tweetable Quotes:

“It doesn’t take a large income to make a difference, anything you do today can make a difference.” – Becky Heptig

“I’m encouraging  people to just start as soon as they can, because every little bit that you do will make your future more comfortable and less stressful.” – Becky Heptig

“I don’t ever want to go back and live through what we did… but it took that extreme pain to turn us around.” – Becky Heptig

Resources Mentioned:

If you’d like to connect with Becky you can find her on Facebook and email her at bheptig@gmail.com .  Learn more about Becky by visiting her website startedat50.com.  

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empire.com

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story; whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Let Go To Grow With Gigi Butler

Today’s episode of Micro Empires Podcast is with Gigi Butler. This episode was originally recorded last February, 2020 and happened during a live event at the entrepreneur center in Nashville. Gigi became an entrepreneur for the first time at the age of 7, when she started selling eggs door to door. So, when she opened  Gigi’s Cupcakes in 2008 only having $33 to her name, she never flinched.  Instead, she thought, “Why not me?”. Within 5 years, that $33 turned to $33million.

Alright, Let’s jump into this episode and hear from Gigi about how sometimes your recipe for success is just simply let go to grow. This is her story and the announcement of her new venture!

[00:01 – 07:46] Opening Segment

  • I introduce guest Gigi Butler into the show
  • Gigi talks about her background before Nashville
    • She was born in Oklahoma but raised in California
    • God always has your back so keep going
    • She wanted to be a singer and moved to Nashville
    • Opened her own business, “Gigi’s Cleaning Company”
    • Her biggest lesson in life, “being able to transition”

[07:47 – 12:59] Gigi’s Cleaning Business

  • Gigi shares a story about Taylor Swift
    • She was cleaning for Taylor Swift at one point of her life
  • You have to let your dream die sometimes
    • What am I gonna do for the rest of my life?
  • Gigi talks about rebuilding herself
    • Read a lot of books on how to become better
  • Gigi pivots to the cupcake business 
    • “Why Not?”, “Why Not Me?”

[13:00 – 21:36] Gigi’s Recipe For Success

  • Gigi talks about her transition to the cupcake business
    • The importance of not giving up
    • She took $100 thousand cash advance on her credit card
  • Believing in yourself
    • If it doesn’t work out, that’s okay. You will be okay.
  • How Gigi realized that her cupcake business was a success
    • A lady yelled at her because she ordered cupcakes that were not in the menu
    • Her customer wanted consistency from her
  • Gigi’s franchise business during the 2008 recession
    • Providing people a little bit of happiness through cupcakes

[21:37 – 30:28] Let Go To Grow

  • Gigi talks about what these cupcakes meant to people back then
    • People love that the cupcakes were homemade
    • The smell takes people back
  • Gigi talks about her episode with Undercover Boss
  • Gigi sold her company in 2016
    • If you want to grow, you have to let go
  • The process of launching something brand new

 

[30:29 – 40:30] Closing Segment

  • Gigi’s big announcement
    • She is selling her original store
    • She will start a new business
  • What are a few gut checks that you would tell people to have before signing the dotted line?

 

  • “Get a good lawyer. Don’t lean on someone just because you are afraid”

 

  • How do you find the balance between going “All in” and “Start small”?

 

  • “There’s value in starting small because you can learn what makes you special”

 

  • How did you stay fit being around with such goodness for so many years?

 

  • “It is a balance. 2 Cupcakes a week and I work out 6 days a week for an hour and a half. I drink a lot of water.”

 

  • Final words from me and Gigi

 

Tweetable Quotes:

“Don’t lean on someone just because you’re afraid.” – Gigi Butler

“If you want to grow, you have to let go.” – Gigi Butler

“The women who really take off are the ones who took it in their own hands.” – Jennifer Ives Grimson

 

Resources Mentioned:

 

If you’d like to connect with Gigi you can find her on Facebook, Twitter, and Instagram. Learn more about Gigi and her new business venture at https://gigibutler.com/

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empire.com

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story; whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Creating an Employee First Culture with Sherry Deutschmann

Welcome back to the Micro Empires Podcast! I’m your host, Jennifer Ives Grimson. Today I had the pleasure of speaking with the incredible Sherry Deutschmann founder of Letter Logic, a company she sold at $40,000, and Brain Trust, a project dedicated to helping women in business. Sherry attributes all this prior success to creating a unique culture of putting the employee first before the customer or the shareholder.  

Alright, Let’s jump into this episode and hear from Sherry about how to create this culture in order to empower others and ourselves. 

 

[00:01 – 7:55] Opening Segment

  • I introduce Sherry and how we met
  • I share some of Sherry’s amazing accomplishments
  • Sherry tells us a bit of her story and how it started her on her path
    • From cleaning houses to owning houses

[07:55 – 25:20] The Employee First Culture 

  • Sherry talks about the start of her venture into Letter Logic
    • Realized the customer service in her job was lacking so began her own business in her basement
    • Sherry had to sell all her belongings to build the company
  • The success of a company begins with the employees
    • Take care of the employees and they can focus on taking care of the customer
    • Sherry talks about employee benefits including a profit-sharing plan
    • Creating an “employee-first culture”
  • Sherry talks about the short-sightedness of not investing in listening and transparency 
    • Listening to people is free
    • How Sherry started “Lunch with Lucy”
    • Publishing meeting minutes
  • Developing empathy for your employees and co-workers
    • Let your people know their value to the company and to themselves
  • Briefly talking empathy in Sales 

[28:53 – 39:45] Empowering Women in Business 

  • My “What would a man do” question
    • Sherry talks about valuing diversity and asking for the right things
    • Women Don’t Ask – Linda Babcock
    • Sherry tells a story of her experience with sexism in sales
  • Sherry talks about her start with Brain Trust
    • Creating small-group sisterhood to get to the million-dollar mark in their business and their net worth 
  • I break down some statistics about women in business 
  • Sherry challenges women about thinking bigger and differently 
    • Create something investable 
  • Don’t be afraid of investing in yourself
  • Sherry talks about having “Imposter Syndrome”

[39:45 – 51:15] Closing Segment

  • My questions for Sherry
    • Biggest financial mistake
    • The biggest impact on your financial independence 
    • Favorite book 
    • Common myths for women in business
  • Sherry takes questions from the audience 
    • Messages for the readers of “Lunch with Lucy”
    • Sherry’s mentor and husband
    • Game-changing habits
    • Where you should focus your energy in the first year of business
    • The moment Sherry realized she pulled the business trigger
  • Trivia for the audience and book give away
  • Final words

 

Tweetable Quotes:

“I just thought if I take really good care of the people and if I focus on them, then they can focus on taking care of the customer. And the customer will be more dedicated and loyal to us because we are providing extraordinary service. They’ll be willing to pay more for that and that will satisfy me – the shareholder.” – Sherry Deutschmann

“There’s nothing that will give you a better R.O.I.(Rate of Investment)  than investing in your people.” – Sherry Deutschmann

If you’d like to connect with Sherry you can find her on LinkedIn, Twitter, and Instagram. Learn more about Sherry and her book at https://sherrydeutschmann.com/.  

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empire.com

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story; whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Sales 101 For Entrepreneurs

Welcome back to the Micro Empires Podcast! I’m your host, Jennifer Ives Grimson. Today I will talk about the basic principles you should really focus on to become a great entrepreneur, whether you’ve been selling your product for some time or you’re just starting out. I will also be giving you advice on these principles using plenty of examples from my own experiences.  

Alright, Let’s dive into this episode right away so you can start asking yourself the right questions to get the right answers. 

 

[00:01 – 3:00] Opening Segment

  • I introduce the theme for today 
    • I talk about a speech I gave that inspired this topic
    • I speak about why this will be important and give you 5 steps to approach this topic

[03:00 – 15:07] Sales 101 For Entrepreneurs

  • Figuring out the three WHO’S
  • Who is your customer and who is your buyer 
    • I talk about an event I spoke at including an example of the difference between these two things
    • Sometimes finding a buyer may be more valuable than finding a customer
    • Solve the problem of the buyer and use it to find your customer or “end-user”
  • Who is your avatar 
    • I give examples of this process 
    • Giving your pitch and making it strong
    • I talk about the value of giving your listeners numbers within your pitch
    • I talk about the questions to ask to find out who your avatar is 
    • Who is your business and what problem do you solve?
  • Who are you
    • What this really means for you and your business
    • Identify what your good and terrible at
    • I wrap up this segment

[15:07- 25:55] How much should you charge for what you’re selling

  • Know your end goal
    • I give you some examples
    • My own end goals and a big dream
  • Think about the basics
    • I breakdown the kind of things you should think about and the questions you should be asking yourself
    • Compare that number to your price point and make sure it matches your goal
  • 3 streams of income – One action should equal multiple products
    • Breaking down what this means and how this looks providing you with examples
    • Figure out what you do well and sell that
  • Ask yourself, how many people do you need?
    • This is what I needed in my case and how I figure that out
    • I talk about how you only need “1 person” 
    • I wrap up by linking my last thought back to the 3 streams of income

 

[25:55 – 27:16] Closing Segment

  • These are the tips to start thinking about sales
    • Perfect for startups and entrepreneurs
  • Final words from me

 

Tweetable Quotes:

“Talent and success aren’t necessarily linked.” – Jennifer Ives Grimson.

“You don’t have to be boring to be a great leader.” – Jennifer Ives Grimson.

“Just think as big as you can possibly think and then when you think you can’t go any bigger, think bigger!” – Jennifer Ives Grimson.

 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empire.com

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story; whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

 

Tweetable Quotes:

“My quest for financial independence is based on fear. It still is. And many of us live with that.” – Jennifer Ives Grimson

“The key is to find something that you are already good at, and start doing that for money.” – Jennifer Ives Grimson

 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you.

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story; whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Building A Micro Empire In Your Job

Welcome back to the Micro Empires Podcast! I’m your host, Jennifer Ives Grimson. Our theme for today is based on a question from a listener about how to build a micro empire even within your job/company. I’ve mentioned this concept in an older podcast but today I want to give you practical steps on how you can get this done, and YES! It can be done. 

Why don’t we dive right in so I can help set you up for success within the company you’re in now. 

 

[00:01 – 2:11] Opening Segment

  • I introduce today’s theme using a question from a listener about building a micro empire within your job
    • I give an introduction to the upcoming answers with an example of  my own story in sales

[02:11 – 11:40 ]The steps to take to build your empire while in your job

  • I talk about how to focus on productivity
    • Setting up blocks
    • Organizing your personal calendar with colors
    • Knowing exactly what time you work on your company
  • Managing your social media and personal relationships
  • I talk about creating a task list
    • I share about choosing my Non-Negotiables
    • Choosing what you get done no matter what 
  • Looking for the untapped market within your company
    • My story about how I accomplished this within my job in correctional health
    • How I moved the needle
    • Making sure you sell your product and yourself

[11:40- 14:53] Closing Segment

  • I talk about how this information may pertain to you
    • I wrap up the concept of time blocking and its importance
  • Thanking my listener for her question
  • Call to Action

 

Tweetable quotes:

“You teach people how to treat you and what to expect from you.” – Jennifer Ives Grimson

“I just wanted to be the best in my area. I just wanted to deliver and over-deliver and I wanted to work on giant projects.” – Jennifer Ives Grimson

 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empire.com

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story; whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Episode 108: 4 Things To Make the Most Out of A Conference

Welcome back to the Micro Empires Podcast! I’m your host, Jennifer Ives Grimson. Do you think conferences are a waste of time? Don’t worry, so many people, including entrepreneurs, do but they don’t have to be! Today I will talk about the 4 things that will take your conference experience to the next level.

Let’s go through my advice on how to make the most of your time at a conference so that it benefits you and the people you meet there. 

 

[00:01 – 2:45] Opening Segment

  • I introduce the theme for today based on an article I wrote
    • Let’s talk about 4 things that will have the most impact in a conference 

[02:45 – 18:06 ] 4 Things To Make the Most Out of A Conference

  • Having a plan
    • Figuring out your audience
    • Getting a list of attendees
    • Knowing how to use this to identify your goals and map your out your session
  • Developing an “elevator pitch”
    • Why it’s important
    • This is what I did for my pitch along with some other examples
  • Being focussed on effective networking
    • Be memorable
    • Make a statement and stand out 
    • Have your Pitch, Story and Ask (PSA)
      • I give you my PSA and how it works for me
    • Skip the photo-op or book-signing
      • My opinion on why meet and greets aren’t very beneficial and what to do instead. 
  • Giving back and thanking the presenters 
    • I briefly discuss the importance of thanking the people you meet with

[18:36- 21:53] Closing Segment

  • I finish off with the last point – Remembering you are the brand
    • I talk about the attraction of confidence
    • This is “my authority”
  • You need to “act as if”
    • I give you an example with celebrities
  • Call to Action

Tweetable quotes:

“Hone down who you are and be ready to deliver it.” – Jennifer Ives Grimson

 

“What makes you special? Why are you the authority in whatever it is you have to offer?” – Jennifer Ives Grimson 

 

“Sometimes you need to just “act as if” you have already written that book, you’ve already got thousands of subscribers and listeners, you’ve already launched your product and made millions…borrow that confidence.” – Jennifer Ives Grimson 

 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empire.com

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story; whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Episode 107: The One Year Mark

Welcome back to the Micro Empires Podcast! I’m your host, Jennifer Ives Grimson. Today I will be taking this chance to memorialize my One Year Mark, the moments that have occurred after quitting my job back in November of 2018, and the things I’ve learned along the way.

 

Let’s jump right into this episode, and I hope you can learn a thing or two from what I’m going to share.

[00:01 – 06:28] Opening Segment

  • I share a recording of the day I decided to quit my job
    • How I felt about my job
  • I talk about not knowing what I wanted to do
    • Wanted to pursue my dreams, but didn’t know what it was at the time

[06:29 – 18:40] What will my next steps be?

  • I talk about the type of job I had
    • 40 to 50 hours a week and traveled all the time
  • Relaxing
    • Hanging out and traveling with my husband
    • Spending time with my grandchildren
  • Wanting to share the message of my story
    • Wanted to be a public speaker
      • Joined a speaker’s group
      • Hired a speaking coach
    • Podcasting
  • I joined Podcast Movement 2019
  • Started recording the first five episodes for my podcast after the conference

[18:41 – 20:28] Writing A Book

  • A book publisher approached me about potentially writing a book.

[20:29 – 27:04] Remembering the things that have gone wrong

  • My three houses sat empty for three months after quitting my job
  • The city council of Nashville set up rules designed to drive small investors out of business
    • Allowed opportunities for giant investors
  • Letting go of the houses
  • Pivoting and investing in other ways
    • Hard money lending
    • Stocks, etc.

[27:05 – 33:02] Things I’ve Learned This Year

  • Didn’t know how I had a job in the first place
  • Women have very specific needs regarding investing, salary, etc.
  • My experience and skills in sales were utilized in ways I didn’t expect
  • I don’t burn bridges
    • I don’t believe in quit your job and take a leap and jump off
    • I’m a believer in never closing those doors

[33:03 – 35:07] Closing Segment

Tweetable Quotes:

“If you don’t make the space for someone else to come in your life, then how can that happen?” – Jennifer Ives Grimson

“What I’m trying to communicate is the opportunity to create your own path and create more wealth is not limited to just the wealthy; it’s available to anybody who wants to get in and learn it.” – Jennifer Ives Grimson

 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you.

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Episode 106: 4 Keys To Successful Networking

Welcome back to the Micro Empires Podcast! I’m your host, Jennifer Ives Grimson. Today I will share with you the FOUR keys for successful networking. I have been in the sales industry for over 25 years, and there were a couple of things I’ve learned along the way that are very effective for success in the networking space.

Let’s jump right into this episode and find out how you can build your network and get in front of the right people.

[00:01 – 03:11] Opening Segment

  • I talk briefly about how you can be successful in the networking space
    • I’ve been in sales for 25 years
    • I thought all salespeople were slimy
  • Working as an extrovert when you’re an introvert

[03:12 – 05:28] First Key:  You Are The Brand

  • The skills you’ve learned and acquired are portable
  • Take good care of your brand

[05:29 – 20:37] Second Key: Effective Social Media

  • LinkedIn is an amazing networking tool
    • Use your profile to tell your story and attract
    • Have a professional photo of JUST YOU on your social profiles
    • Have brand-continuity
    • Follow companies/organizations in your niche
    • Be careful until you have established your network
  • My approach to how I break into a new market
    • When your connection is accepted, leave a voicemail the next day
    • Do not connect with someone and then send a canned email; No one likes spam. 
    • I make my phone calls at night

[20:38 – 30:02] Third Key: To Be An In-Person Kind of Person

  • I attended Podcast Movement 2019
    • I researched who will be there and established a contact
    • I got the chance to talk to my idol, Jordan Harbinger
    • I planted a seed that I plan to harvest in the future
  • Ask A Relevant Question
  • Be smart, be funny, be memorable; at least be one of these three
  • I asked the panel, how do you get in front of a network?
  • Be Interested To Be Interesting
  • Don’t ask for anything until you’ve earned it

[30:03 – 34:12] Fourth Key: Act As If…

  • Don’t fake it ’til you make it. You have to be HONEST
    • Speak it and believe it
    • Find a way to deliver your message
  • I create business cards; I use Moo.com
    • Include a photograph or memorable image
    • The goal is for them to keep your card long enough that they would add you on their contact list

[34:12 – 36:15] Closing Segment

  • Resources I would like to leave with you
  • Final words from me

 

Tweetable Quotes:

“Your pitch, your card, your questions should be like a great resume. You want to leave them wanting more. Never tell your whole story. Make them wanna follow up and ask you questions; more about you, more about your story, more about what you’re doing.” – Jennifer Ives Grimson

 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you.

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Episode 101: My Story

Welcome back to Micro Empires Podcast! I’m your host, Jennifer Ives Grimson. Today I will be sharing with you my story about how I had to rebuild my life TWICE because of what had happened between me and my ex-husband.

Let’s jump right into this episode and find out how I overcame these obstacles in order to build my own micro empires.

[00:01 – 01:24] Opening Segment

  • I talk briefly about what this episode is all about

[01:25 – 06:26] My Story

  • My husband and I got a divorce
    • I married my first boyfriend and we had two kids
  • I started my Rebuild journey
    • I moved back with my mom
    • I got a job, but the attorney’s fees from the divorse kept draining my account  
    • My ex-husband kept suing me as well as my mother and siblings
  • I filed for chapter 13 bankruptcy

[06:27 – 09:40] Building My Micro Empires

  • I moved in with my new boyfriend
    • I quit my job
    • I filed for chapter 13 bankruptcy again in order for my ex-husband to finally stop suing me 
  • I had no real income
    • I only had my 401k
  • I rebuilt my finances for the second time
    • This time, I created small pockets of investments

[09:41 – 11:29] Closing Segment

  • I was just an ordinary person trying to create wealth late in life
    •  I had to rebuild from nothing
  • Final words from me

 

Tweetable Quotes:

“Never ever ever turn your financial well-being over to another human being.” – Jennifer Ives Grimson

 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you.

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story; whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!

Episode 102: Digging Out

Today I will be sharing with you the steps that I took to rebuild my life after the second time I had lost everything. I get specific about how I rebuilt my credit, saved, and started investing.  However, there are a couple of key themes I’ve observed that run through my story of rebuilding: vulnerability and the importance of your network. Do you want to know more? Let’s get started.

Let’s dive into this episode about how I struggled, but got back on my feet after finding myself jobless and without a home for the second time. 

[00:01 – 03:12] Opening Segment

  • I talked briefly about what you can take advantage of in this episode
  • I encourage you to listen to episode #1 of my podcast to know more about my story 
  • I share a brief overview of my life story
  • How I had no money, no job, and no place to live with two kids after my relationship ended

 

[03:13 – 22:27] The Steps I Have Taken To Get Back On My Feet

  • Step 1: To go back and get what was mine
  • Step 2: To get a job 
  • Step 3: To get a place to live 
  • Step 4: To rebuild my credit 
  • Step 5: A year of Radical Saving
  • Step 6: To buy a house
    • How I rebuilt my credit and acquired cash so I could make an initial investment

 

[22:28 – 24:30] Steps On How To Rebuild That Would Create Wealth and Security 

  • My few takeaways for all of you:
    • Protect what’s yours 
    • Build your network every day 
    • Know where you are 
    • If there’s a problem to be fixed, find resources to learn
    • Surround yourself with a team that gets your vision and is willing to work towards it
    • Be willing to be vulnerable

 

[24:31 – 26:51] Closing Segment

 

Tweetable Quotes:

“I’m a firm believer in keep knocking on the doors until you start to find the people who get what you’re working for.” – Jennifer Ives Grimson.

 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you.

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

What’s your Micro Empire?

To know more, visit our website https://micro-empires.com/ and I’ll see you there!